Mortgage Calculator
Principal, interest, taxes, insurance — your true monthly cost.
Monthly Payment (PITI)
🏠 Real Estate Investment Analyzer Bundle — $49
The free calculator gives you one number. The workbook gives you the whole deal: cap rate, monthly cash flow, house-hacking math, and 5-year projections — in Excel or Google Sheets. One-time $49, instant download, 30-day money-back guarantee.
See what's inside →📉 Waiting for a rate cut has cost +$22,700 so far
You are comparing rates today, so the honest comparison is today's rate against the one you are waiting for. The rate bottomed at 5.98% in February 2026 and is 6.71% now, and on the median U.S. home twelve months of waiting is +$77/month and $22,706 in lifetime interest — rates have to fall 35 points before a 2027 buyer pays what a September 2025 buyer paid. See the math, with the sources — updated monthly from Freddie Mac, Case-Shiller and Census data.
🏠 Compare Mortgage Rates
Even a 0.25% rate difference saves thousands over 30 years. Shop lenders before you commit.
Compare Mortgage Rates →